The Illinois League of Financial Institutions' for-profit subsidiary, ILFI Service Corporation, endorses the following companies and their products/services. The League is pleased to recommend these companies and encourages League members to consider utilizing the services offered by these firms. For more information, please contact Robert Wyatt at the Illinois League office 800-237-1936 or rwyatt@ilfi.org.

Clark Consulting

With nearly 2,000 banking clients nationwide, Clark Consulting leads the industry in providing tailored executive benefit programs, financing and investment products and administration solutions that help banks manage risk, optimize earnings and realize key financial goals.  Clark's consultative approach has benefited financial institutions and their shareholders for over 25 years.  As industry experts, they can design and administer supplemental (nonqualified) benefit plans, a key component of total compensation that effectively attracts, retains and rewards extraordinary executives and directors.  When combined with measurable and understandable performance benchmarks and tax deferral, banks can provide meaningful incentives and rewards for their top performers.

To help offset the cost and manage the risk of employee benefits liabilities, Clark Consulting offers bank-owned life insurance (BOLI), including General Account, Separate Account and Hybrid Separate Account products, from over 10 of the nation's top carriers.  Clark can help design, implement and administer a program that reflects your bank's investment philosophy and long-term objectives.

Clark Consulting can assist in the design of:

Visit www.clarkconsulting.com online.
Contact: Rich Melnick at 847-444-0336 or Roy Pinnell at 217-824-7894.

FIS Flood Services

FIS Flood Services is a flood zone determination company that is a member of Fidelity National Financial, Inc.'s family of companies.  It provides flood zone determination reports at loan origination.

Services provided by FIS include:

Visit www.FISFlood.com online or
Call 800-833-6347, ext. 528 to set up your FIS Flood account.

Pentegra

Pentegra is a full-service retirement benefit provider with over sixty years of experience offering a wide range of retirement services specifically designed to meet the unique needs of community bankers and their clients.  Retirement products include: 401(k) plans; ESOPs; defined benefit pension plans; cash balance plans; money purchase plans; profit sharing plans; and executive benefit and director plans.  Pentegra's new 401(k) Gateway product provides banks with a full-service 401(k) program to offer their commercial customers. Pentegra's turnkey approach includes custom plan design, administration and recordkeeping, investment management, consulting, legal support, plan compliance, shared fiduciary responsibility under our multiple-employer plans and plan education and participant communications.  Clearly Pentegra offers an unmatched value as the preferred retirement provider for the financial community.

Visit www.pentegra.com online.

St. Paul Insurance Company/Insurance Placement Center

Insurance Placement Center is an insurance agency with a contractual relationship with St. Paul Fire and Marine Insurance Company. It conducts insurance reviews for League members and provides institutions with information on insurance programs underwritten by The St. Paul that are custom designed to fit the institution's needs.

St. Paul is a financial institution insurance specialist that offers a full range of insurance products.

St. Paul in partnership with IPC and the Service Corporation, provides D&O insurance and fidelity bond coverage. St. Paul also provides marketing support to IPC and the Service Corporation as well as quotation, policy issuance and claim adjustment services.

Visit www.stpaul.com online.

Thomas Compliance Associates (TCA, Inc.)

TCA's Compliance Advantage is a sophisticated on-site compliance audit service developed to help community banks comply with the regulators' comprehensive top-down Compliance Management System (CMS) demands.  The TCA Compliance Advantage includes:

Additional TCA services include enhanced AML-CIP audits; CRA reviews, for both "small" and "big" banks; web site security analysis; and compliance training for directors, who have greater responsibility under CMS.

TCA's experienced staff has the regulatory know-how to instantly incorporate examiner "hot button" issues into its on-site audits -- and into the information stream TCA shares with clients.  Call TCA at
1-800-934-REGS or visit the TCA web site,  www.tcaregs.com.

TransFirst

TransFirst provides over 950 community banks in all 50 states with a complete suite of merchant bankcard processing services.  Merchant Services is TransFirst's ONLY business and thus are subject matter experts.  TransFirst assumes full liability for your program while allowing the bank to maintain ownership of your merchants.  TransFirst provides a complete suite of pre-paid card products, electronic check services, Web-based processing platforms for municipalities, utility companies, and Internet merchants, equipment sales and service and provides each bank with dedicated account management support.  For a free analysis, please call TransFirst's Executive Director, Esther Pochron at
847-548-2301 or email epochron@transfirst.com.

Visit www.TransFirst.com online.